More than just finance
Come up and see us on Phillip Street.
A Parramatta brokerage that still sits down with you before anyone talks about a loan.
Written to our clients
Our promise to you.
Excellence
The file should be right the first time. We will not send a half-ready application just to look busy.
Professional
You will know who is on your loan. You will get a clear next step, and a name you can call.
Integrity
If a loan is not the right next step, we will say so. In plain English.
Care
This is someone’s home, or their business. We stay on the file through settlement.
Sem Financial Solutions
What we do
Tell us what you are trying to do.
First home
5% Deposit Scheme, NSW stamp duty, and a path that does not talk down to you.
First homeRefinance
A straight conversation about whether switching is worth it.
RefinanceHome loans
Owner-occupied, investment and construction, from the same desk.
Home loansSMSF
New residential SMSF borrowing closed 10 August 2026. Commercial and existing loans still have a path.
SMSFCommercial
Premises, equipment and commercial property.
CommercialAsset finance
Car loans, personal loans and equipment finance from the same desk.
Asset financeThe SFS Note
The same people write the monthly note.
Rates, policy and what it means in Sydney. No newsroom voice. Just what we are seeing in files.
From people we have already helped
A few words from Google.
“Working with Victor & the team at Sem Financial was nothing short of excellence!! Professional, responsive, and knowledgeable throughout the process. Urgently needed cash and the team managed to smoothly get me refinanced within 2 weeks from start to finish! Cannot thank the team enough, would highly recommend! Regards, Mitch”
“I recommend Victor and his team very highly. The process from start to finish was detailed and tailored to my needs. This made it easy to understand my options and make educated decisions. I’m looking forward to continuing to work with Sem Financial Solutions.”
“A huge thank you to Victor and the team at Sem Financial Solutions for helping us secure a loan for our second investment property. Victor was professional, responsive, and transparent throughout the entire process, making everything simple and stress-free. Highly recommended for anyone seeking expert mortgage advice and outstanding service!”
Come in
We are on Level 9.
Sem Financial SolutionsSuite 3, Level 9
111 Phillip Street
Parramatta NSW 2150
02 8528 2989
admin@semfinancialsolutions.com.au